| Overview |
The SA302 is a summary of a client's tax calculation for a given year, commonly requested by mortgage lenders as proof of income. This article explains how to print the SA302 from BTCSoftware and what to be aware of regarding the HMRC logo.
| Important — HMRC Logo and Lender Requirements |
| ⚠ Important: Commercial tax software, including BTCSoftware, is not permitted to produce documents bearing the HMRC logo. The SA302 printed from BTCSoftware will not include the HMRC logo. |
What this means in practice:
- Most mortgage lenders will accept a third-party software SA302 (without the HMRC logo), provided it is accompanied by a Tax Year Overview printed from the HMRC online account. However, this is at the individual lender's discretion.
- If the lender requires an SA302 with the HMRC logo you will need to contact HMRC directly to obtain it, either via the client's HMRC online account or by calling HMRC.
| ✔ Tip: Before printing the SA302, confirm with the mortgage advisor or lender whether they will accept a third-party software version. This avoids having to reprint or contact HMRC unnecessarily. |
| How to Print the SA302 from BTCSoftware |
- Open the Individual Tax Return task in BTCSoftware.
- Go to the Tax Return Summary screen.
- Click the Print button on the top toolbar or summary window.
- From the print options, select Tax Calculation (SA302).
- Choose your print destination — printer or PDF — and print.
| Obtaining the Tax Year Overview from HMRC |
The Tax Year Overview is produced by HMRC's systems and is available via the client's HMRC online account. It confirms the tax due and payments made for the year, and many lenders require it alongside the SA302:
- Ask the client to log in to their HMRC online account at gov.uk/personal-tax-account.
- Go to Self Assessment > More Self Assessment details > Get your SA302 or Tax Year Overview.
- Download or print the Tax Year Overview for the relevant tax year.
| Frequently Asked Questions |
Q: Can I print SA302s for multiple years at once?
A: You need to print the SA302 from each individual tax year return separately. Open the return for each tax year and print the SA302 from that task.
Q: The lender wants the last two years — what do I need to provide?
A: Print the SA302 from each of the two most recent tax year returns in BTCSoftware, and provide the corresponding Tax Year Overview from HMRC's website for each year.